||Drawing of man sitting and smoking cigarette next to fireplace. Calendar of February 1910 on bottom left. Handwritten note: Make your dreams come true. Don't dream about the money you are going to save later on, but start now, to save more of your income. Realize that the only way to be successful is to be systematic, not only in your work, but in your depositing. Real opportunities come only to those who possess ready money. Be prepared when opportunity calls by having your money in our bank, ready for immediate use. Truman Vail, Prest. W.P. Polk, Cashier.